{"id":4185,"date":"2025-10-07T16:25:32","date_gmt":"2025-10-07T16:25:32","guid":{"rendered":"https:\/\/ponchoinsurance.com\/calculadora-de-cobertura-duplicar\/"},"modified":"2025-10-07T17:33:09","modified_gmt":"2025-10-07T17:33:09","slug":"calculadora-de-cobertura-seguros","status":"publish","type":"page","link":"https:\/\/ponchoinsurance.com\/es\/calculadora-de-cobertura-seguros\/","title":{"rendered":"Calculadora de cobertura"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4185\" class=\"elementor elementor-4185 elementor-4142\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63c1459 e-con-full e-flex e-con e-parent\" data-id=\"63c1459\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-dcb38ab e-flex e-con-boxed e-con e-child\" data-id=\"dcb38ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab243e elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2ab243e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Seguro de hogar <span>\n  <br>Calculadora de cobertura\n<\/span><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d439244 elementor-widget__width-initial elementor-widget-tablet__width-initial parrafo elementor-widget elementor-widget-text-editor\" data-id=\"d439244\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Calcule sus necesidades de cobertura. Esta es una herramienta simplificada; para obtener una cotizaci\u00f3n precisa y asesoramiento personalizado, p\u00f3ngase en contacto con uno de nuestros agentes. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d621f66 e-con-full e-flex e-con e-parent\" data-id=\"d621f66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0e89523 e-con-full e-flex e-con e-child\" data-id=\"0e89523\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-83d1d99 e-con-full e-flex e-con e-child\" data-id=\"83d1d99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71c06ae elementor-widget elementor-widget-html\" data-id=\"71c06ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t     <!-- Tailwind CSS para un dise\u00f1o moderno y responsivo --><script src=\"https:\/\/cdn.tailwindcss.com\"><\/script><style>\/* Estilos personalizados para los sliders para mejorar la apariencia en todos los navegadores *\/\r\n        input[type=\"range\"] {\r\n            -webkit-appearance: none;\r\n            appearance: none;\r\n            width: 100%;\r\n            height: 8px;\r\n            background: #e5e7eb; \/* gris claro *\/\r\n            border-radius: 9999px;\r\n            outline: none;\r\n            opacity: 0.9;\r\n            transition: opacity .2s;\r\n        }\r\n\r\n        input[type=\"range\"]::-webkit-slider-thumb {\r\n            -webkit-appearance: none;\r\n            appearance: none;\r\n            width: 24px;\r\n            height: 24px;\r\n            background: #4f46e5; \/* indigo *\/\r\n            cursor: pointer;\r\n            border-radius: 50%;\r\n            border: 4px solid white;\r\n            box-shadow: 0 0 5px rgba(0,0,0,0.2);\r\n        }\r\n\r\n        input[type=\"range\"]::-moz-range-thumb {\r\n            width: 24px;\r\n            height: 24px;\r\n            background: #4f46e5; \/* indigo *\/\r\n            cursor: pointer;\r\n            border-radius: 50%;\r\n            border: 4px solid white;\r\n            box-shadow: 0 0 5px rgba(0,0,0,0.2);\r\n        }\r\n    <\/style><\/head><div class=\"w-full max-w-2xl mx-auto bg-white rounded-2xl shadow-lg p-6 sm:p-8 transition-all duration-500 cards\"><!-- Paso 1: Calculadora de Cobertura --><div id=\"step-1\"><h1 class=\"text-2xl sm:text-3xl font-bold text-gray-800\">Calcule su cobertura<\/h1><p class=\"mt-2 text-gray-600\">Ajuste los controles deslizantes para ver c\u00f3mo las diferentes cantidades de cobertura afectan a sus necesidades estimadas.<\/p><div class=\"mt-8 space-y-8\"><!-- Slider de Cobertura de Vivienda --><div><div class=\"flex justify-between items-center mb-1\"><label for=\"dwelling-coverage\" class=\"font-semibold text-gray-700\">Cobertura de vivienda<\/label><span id=\"dwelling-value\" class=\"font-bold text-indigo-600 text-lg\">$250,000<\/span><\/div><input type=\"range\" id=\"dwelling-coverage\" min=\"50000\" max=\"5000000\" step=\"1000\" value=\"250000\" class=\"w-full\"><p class=\"mt-2 text-sm text-gray-500\">Ajuste los controles deslizantes para ver c\u00f3mo las diferentes cantidades de cobertura afectan a sus necesidades estimadas.<\/p><\/div><!-- Slider de Propiedad Personal --><div><div class=\"flex justify-between items-center mb-1\"><label for=\"personal-property\" class=\"font-semibold text-gray-700\">Bienes muebles<\/label><span id=\"personal-property-value\" class=\"font-bold text-indigo-600 text-lg\">$300,000<\/span><\/div><input type=\"range\" id=\"personal-property\" min=\"300000\" max=\"750000\" step=\"500\" value=\"300000\" class=\"w-full\"><p class=\"mt-2 text-sm text-gray-500\">Cobertura para tus pertenencias (muebles, ropa, aparatos electr\u00f3nicos).<\/p><\/div><!-- Slider de Responsabilidad Civil --><div><div class=\"flex justify-between items-center mb-1\"><label for=\"liability-coverage\" class=\"font-semibold text-gray-700\">Cobertura de responsabilidad civil<\/label><span id=\"liability-value\" class=\"font-bold text-indigo-600 text-lg\">$300,000<\/span><\/div><input type=\"range\" id=\"liability-coverage\" min=\"100000\" max=\"500000\" step=\"10000\" value=\"300000\" class=\"w-full\"><p class=\"mt-2 text-sm text-gray-500\">Te protege si alguien se lesiona en tu propiedad o si da\u00f1as su propiedad.<\/p><\/div><!-- Slider de Deducible --><div><div class=\"flex justify-between items-center mb-1\"><label for=\"deductible\" class=\"font-semibold text-gray-700\">Deducible<\/label><span id=\"deductible-value\" class=\"font-bold text-indigo-600 text-lg\">$1,000<\/span><\/div><input type=\"range\" id=\"deductible\" min=\"500\" max=\"5000\" step=\"100\" value=\"1000\" class=\"w-full\"><p class=\"mt-2 text-sm text-gray-500\">La cantidad que usted paga de su bolsillo antes de que su seguro entre en vigor.<\/p><\/div><\/div><div class=\"mt-10 bg-gray-50 rounded-lg p-6 cont tct\"><h2 class=\"text-xl font-bold text-gray-800 mb-4\">Sus necesidades estimadas de cobertura<\/h2><div class=\"space-y-3 text-gray-700\"><div class=\"flex justify-between items-center\"><span>Cobertura de vivienda<\/span><span id=\"summary-dwelling\" class=\"font-semibold\">$250,000.00<\/span><\/div><div class=\"flex justify-between items-center border-t border-gray-200 pt-3\"><span>Bienes muebles<\/span><span id=\"summary-personal-property\" class=\"font-semibold\">$300,000.00<\/span><\/div><div class=\"flex justify-between items-center border-t border-gray-200 pt-3\"><span>Cobertura de responsabilidad civil<\/span><span id=\"summary-liability\" class=\"font-semibold\">$300,000.00<\/span><\/div><div class=\"flex justify-between items-center border-t border-gray-200 pt-3\"><span>Deducible<\/span><span id=\"summary-deductible\" class=\"font-semibold\">$1,000.00<\/span><\/div><\/div><\/div><p class=\"mt-8 text-xs text-gray-500\">Esta calculadora proporciona una estimaci\u00f3n con fines meramente informativos. Las necesidades reales de cobertura y las primas de las p\u00f3lizas pueden variar. Consulte con un agente de Poncho Insurance para obtener una evaluaci\u00f3n personalizada.<\/p><button id=\"next-step-btn\" class=\"mt-4 w-full bg-indigo-600 text-white font-bold py-3 px-4 rounded-lg hover:bg-indigo-700 focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-indigo-500 transition-transform transform hover:scale-105\">Obtenga un presupuesto personalizado\r\n            <\/button><\/div><!-- Paso 2: Formulario de Datos Personales --><div id=\"step-2\" class=\"hidden\"><h1 class=\"text-2xl sm:text-3xl font-bold text-gray-800\">\u00a1Ya casi estamos!<\/h1><p class=\"mt-2 text-gray-600\">Rellene sus datos para recibir su presupuesto personalizado.<\/p><form id=\"quote-form\" class=\"mt-8 space-y-6\"><div><label for=\"full-name\" class=\"block text-sm font-medium text-gray-700\">Nombre completo<\/label><input type=\"text\" id=\"full-name\" name=\"Full Name\" required class=\"mt-1 block w-full px-3 py-2 bg-white border border-gray-300 rounded-md shadow-sm placeholder-gray-400 focus:outline-none focus:ring-indigo-500 focus:border-indigo-500 sm:text-sm\"><\/div><div><label for=\"property-address\" class=\"block text-sm font-medium text-gray-700\">Direcci\u00f3n de la propiedad<\/label><input type=\"text\" id=\"property-address\" name=\"Property Address\" required class=\"mt-1 block w-full px-3 py-2 bg-white border border-gray-300 rounded-md shadow-sm placeholder-gray-400 focus:outline-none focus:ring-indigo-500 focus:border-indigo-500 sm:text-sm\"><\/div><div class=\"grid grid-cols-1 sm:grid-cols-2 gap-6\"><div><label for=\"email\" class=\"block text-sm font-medium text-gray-700\">Correo electr\u00f3nico<\/label><input type=\"email\" id=\"email\" name=\"Email\" required class=\"mt-1 block w-full px-3 py-2 bg-white border border-gray-300 rounded-md shadow-sm placeholder-gray-400 focus:outline-none focus:ring-indigo-500 focus:border-indigo-500 sm:text-sm\"><\/div><div><label for=\"phone\" class=\"block text-sm font-medium text-gray-700\">Tel\u00e9fono<\/label><input type=\"tel\" id=\"phone\" name=\"Phone\" required class=\"mt-1 block w-full px-3 py-2 bg-white border border-gray-300 rounded-md shadow-sm placeholder-gray-400 focus:outline-none focus:ring-indigo-500 focus:border-indigo-500 sm:text-sm\"><\/div><\/div><div class=\"grid grid-cols-1 sm:grid-cols-2 gap-6\"><div><label for=\"roof-year\" class=\"block text-sm font-medium text-gray-700\">A\u00f1o del techo<\/label><input type=\"number\" id=\"roof-year\" name=\"Roof Year\" placeholder=\"YYYY\" min=\"1900\" max=\"2024\" class=\"mt-1 block w-full px-3 py-2 bg-white border border-gray-300 rounded-md shadow-sm placeholder-gray-400 focus:outline-none focus:ring-indigo-500 focus:border-indigo-500 sm:text-sm\"><\/div><div><label for=\"ac-year\" class=\"block text-sm font-medium text-gray-700\">A\u00f1o AC<\/label><input type=\"number\" id=\"ac-year\" name=\"AC Year\" placeholder=\"YYYY\" min=\"1900\" max=\"2024\" class=\"mt-1 block w-full px-3 py-2 bg-white border border-gray-300 rounded-md shadow-sm placeholder-gray-400 focus:outline-none focus:ring-indigo-500 focus:border-indigo-500 sm:text-sm\"><\/div><\/div><div><label for=\"water-heater-year\" class=\"block text-sm font-medium text-gray-700\">A\u00f1o del calentador de agua<\/label><input type=\"number\" id=\"water-heater-year\" name=\"Water Heater Year\" placeholder=\"YYYY\" min=\"1900\" max=\"2024\" class=\"mt-1 block w-full px-3 py-2 bg-white border border-gray-300 rounded-md shadow-sm placeholder-gray-400 focus:outline-none focus:ring-indigo-500 focus:border-indigo-500 sm:text-sm\"><\/div><button type=\"submit\" class=\"w-full bg-indigo-600 text-white font-bold py-3 px-4 rounded-lg hover:bg-indigo-700 focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-indigo-500 transition-transform transform hover:scale-105\">Enviar solicitud\r\n                <\/button><\/form><\/div><!-- Mensaje de \u00e9xito --><div id=\"success-message\" class=\"hidden text-center\"><svg class=\"mx-auto h-16 w-16 text-green-500\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 12l2 2 4-4m6 2a9 9 0 11-18 0 9 9 0 0118 0z\" \/><\/svg><h1 class=\"text-2xl sm:text-3xl font-bold text-gray-800 mt-4\">\u00a1Gracias!<\/h1><p class=\"mt-2 text-gray-600\">Ahora deber\u00eda abrirse su cliente de correo electr\u00f3nico con los detalles de su solicitud listos para enviar.<\/p><\/div><\/div><script>document.addEventListener('DOMContentLoaded', function() {\r\n            const step1 = document.getElementById('step-1');\r\n            const step2 = document.getElementById('step-2');\r\n            const successMessage = document.getElementById('success-message');\r\n            const nextStepBtn = document.getElementById('next-step-btn');\r\n            const quoteForm = document.getElementById('quote-form');\r\n\r\n            const sliders = {\r\n                'dwelling-coverage': { valueElId: 'dwelling-value', summaryElId: 'summary-dwelling' },\r\n                'personal-property': { valueElId: 'personal-property-value', summaryElId: 'summary-personal-property' },\r\n                'liability-coverage': { valueElId: 'liability-value', summaryElId: 'summary-liability' },\r\n                'deductible': { valueElId: 'deductible-value', summaryElId: 'summary-deductible' }\r\n            };\r\n\r\n            const currencyFormatter = new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD', minimumFractionDigits: 0, maximumFractionDigits: 0 });\r\n            const currencyFormatterWithCents = new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD' });\r\n\r\n            function updateSliderValue(sliderId) {\r\n                const slider = document.getElementById(sliderId);\r\n                const { valueElId, summaryElId } = sliders[sliderId];\r\n                const valueEl = document.getElementById(valueElId);\r\n                const summaryEl = document.getElementById(summaryElId);\r\n                if (!slider || !valueEl || !summaryEl) return;\r\n                const value = parseInt(slider.value);\r\n                valueEl.textContent = currencyFormatter.format(value);\r\n                summaryEl.textContent = currencyFormatterWithCents.format(value);\r\n            }\r\n\r\n            for (const sliderId in sliders) {\r\n                updateSliderValue(sliderId);\r\n                const sliderElement = document.getElementById(sliderId);\r\n                if (sliderElement) {\r\n                    sliderElement.addEventListener('input', () => updateSliderValue(sliderId));\r\n                }\r\n            }\r\n\r\n            nextStepBtn.addEventListener('click', () => {\r\n                step1.classList.add('hidden');\r\n                step2.classList.remove('hidden');\r\n            });\r\n\r\n            quoteForm.addEventListener('submit', function(event) {\r\n                event.preventDefault();\r\n\r\n                \/\/ IMPORTANTE: Reemplaza esto con tu correo electr\u00f3nico.\r\n                const recipientEmail = 'support@insuredbyponcho.com';\r\n\r\n                \/\/ 1. Recolectar datos del Paso 1 (coberturas)\r\n                const coverageData = {\r\n                    dwelling: document.getElementById('summary-dwelling').textContent,\r\n                    personalProperty: document.getElementById('summary-personal-property').textContent,\r\n                    liability: document.getElementById('summary-liability').textContent,\r\n                    deductible: document.getElementById('summary-deductible').textContent\r\n                };\r\n\r\n                \/\/ 2. Recolectar datos del Paso 2 (formulario)\r\n                const formData = new FormData(quoteForm);\r\n                const formProps = Object.fromEntries(formData);\r\n\r\n                \/\/ 3. Construir el cuerpo del correo\r\n                const emailBody = `\r\nNew Quote Request:\r\n--------------------------------\r\nCOVERAGE DETAILS\r\n--------------------------------\r\nDwelling Coverage: ${coverageData.dwelling}\r\nPersonal Property: ${coverageData.personalProperty}\r\nLiability Coverage: ${coverageData.liability}\r\nDeductible: ${coverageData.deductible}\r\n--------------------------------\r\nPERSONAL INFORMATION\r\n--------------------------------\r\nFull Name: ${formProps['Full Name']}\r\nProperty Address: ${formProps['Property Address']}\r\nEmail: ${formProps['Email']}\r\nPhone: ${formProps['Phone']}\r\nRoof Year: ${formProps['Roof Year']}\r\nAC Year: ${formProps['AC Year']}\r\nWater Heater Year: ${formProps['Water Heater Year']}\r\n--------------------------------\r\n                `;\r\n\r\n                \/\/ 4. Crear y abrir el enlace mailto\r\n                const subject = 'New Insurance Quote Request';\r\n                const mailtoLink = `mailto:${recipientEmail}?subject=${encodeURIComponent(subject)}&body=${encodeURIComponent(emailBody.trim())}`;\r\n                \r\n                window.location.href = mailtoLink;\r\n                \r\n                \/\/ Ocultar el formulario y mostrar el mensaje de \u00e9xito\r\n                setTimeout(() => {\r\n                    step2.classList.add('hidden');\r\n                    successMessage.classList.remove('hidden');\r\n                }, 500); \/\/ Peque\u00f1a demora para asegurar que el cliente de correo se abra\r\n            });\r\n        });\r\n    <\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Seguro de hogar Calculadora de cobertura Calcule sus necesidades de cobertura. Esta es una herramienta simplificada; para obtener una cotizaci\u00f3n precisa y asesoramiento personalizado, p\u00f3ngase en contacto con uno de nuestros agentes. Calcule su cobertura Ajuste los controles deslizantes para ver c\u00f3mo las diferentes cantidades de cobertura afectan a sus necesidades estimadas. Cobertura de vivienda$250,000 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3428,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4185","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Calculadora de cobertura - Seguros Poncho<\/title>\n<meta name=\"description\" content=\"Calcule sus necesidades de cobertura. 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