Insurance Discounts
Affinity Discounts
At Poncho Insurance, we value community heroes and dedicated professionals. Check out our special discounts for eligible groups.

Military Discount
At Poncho Insurance, we value community heroes and dedicated professionals. Check out our special discounts for eligible groups.

Firefighter Discount
We honor our brave firefighters with exclusive discounts. Ask an agent for details and eligibility.

Teacher Discount
Educators shaping our future deserve great rates. Ask an agent for details and eligibility.

Nurse Discount
Dedicated nurses receive special pricing as a thank you. Ask an agent for details and eligibility.

Doctor Discount
Medical doctors can benefit from our healthcare professional discount. Ask an agent for details and eligibility.

First Responder Discount
Paramedics, EMTs, and other first responders are eligible for savings. Ask an agent for details and eligibility.

Law Enforcement Discount
Police officers and law enforcement personnel get preferred rates. Ask an agent for details and eligibility.

Student Discount
Full-time students may qualify for a good student discount. Ask an agent for details and eligibility.
Special Property Discounts
Explore additional ways to save on your homeowners insurance with Poncho. We reward responsible homeownership and safety measures.

Seniors & Retirees Discount
Special savings for our valued senior citizens and retirees. Connect with an agent to see if you qualify.

Newer Construction Discount
Own a recently built home? You could qualify for a discount. Connect with an agent to see if you qualify.

Home Renovation Discount
Recently renovated your home (e.g., new roof, updated systems)? Get rewarded! Connect with an agent to see if you qualify.

Smart & IoT Home Protection
Discounts for homes with smart thermostats, security systems, or water leak detectors. Connect with an agent to see if you qualify.

Wind Mitigation Discount
Savings for homes with wind-resistant features like storm shutters or impact-resistant windows/doors. Connect with an agent to see if you qualify.

Gated Community Discount
Living in a gated community can offer extra security and savings on your policy. Connect with an agent to see if you qualify.

Accredited Builder Discount
Homes built by certain accredited builders may qualify for preferred rates. Connect with an agent to see if you qualify.
Discounts vary by state and policy type. Not all discounts may be available in all areas or for all products. Please contact us for specific eligibility criteria and availability.
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